Times of India · DistrictNews · 2026-08-26
Explained: When it makes sense to take a joint home loan and when it
When two earning members of a household apply together for a loan, their combined income can potentially improve loan eligibility and help manage repayment burden more efficiently. Most banks and HFCs reiterate that adding an earning family member as a co-applicant can improve their borrowing eligibility. India Business News: The author is CEO of PaisabazaarBuying a home is more than a financial decision for most households in India. Along with a lifegoal, it is probably on. Explained: When it makes sense to take a joint home loan and when it doesn’t
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